Vrid Blog https://validator.w3.org/feed/docs/rss2.html What are the Benefits and Disadvantages of Employee Stock Ownership Plans (ESOPs) for Employees? Why Silver ETF Prices Fall More Than Physical Silver Rates? How much should you spend on your new car? 20/4/10 Rule vs. 50% Rule Why do more than 95% of traders lose money? Is trading suitable for you? What is RuPay? Why is the Indian Government promoting RuPay over Visa and Mastercard? What is the National Savings Certificate (NSC)? How does it work? Should you invest in it? What is an ELSS fund? Is it the best investment to save tax under section 80C? SEBI Mutual Fund Rule Changes 2026: What Investors Must Know Is Sukanya Samriddhi Yojana a good investment for your girl child in 2023? Budget 2025 & New Income Tax Bill: All Key Changes Explained What is a Fixed Deposit (FD) Laddering strategy? Can you maximise your FD returns? What is CTC? Is CTC the same as your take-home or in-hand salary? What is a flexi fixed deposit? Is it better than regular fixed deposits? Where Should You Invest for Your Short-Term Goals? Here Are the Top 5 Essential Short-Term Investments Should You Use the Stable Money App to Invest in Fixed Deposits? Is it Safe, Convenient and Reliable? Calculate How Much Money You Need to Retire in 5 Steps Safe Withdrawal Rate: Why the 4% Rule Doesn’t Work in India? India’s Safe Withdrawal Rate: What the New Research Says? Smart Beta Funds: The Smarter Way to Index Investing? Survivorship Bias: Why You’re Losing Money? How To Stop It? NPS Proposed Changes 2025: Lower Annuity, More Flexibility New NPS 2025 Rules Explained: 100% Equity, Multiple Schemes Are You Buying the New iPhone 17… or Just Buying Hype? India’s New Labour Codes 2025 Explained: How They Affect Your Income, Security & Future? Where to Invest Your Money for 3-5 Years: A Beginner’s Guide to Medium-Term Investments Budget 2026 Explained: What Changes for Your Money A Beginner’s Guide to Retirement Withdrawal Strategies Procrastination Bias: Silent Killer of Your Personal Finance What If India Adopts a Universal Basic Income (UBI) Scheme? Should You Add Smart Value Index Funds to Your Portfolio? New EPF Rules Explained: Can You Withdraw 100% EPF Balance? Regret Buying ULIP? Here’s How to Exit Before Lock-in Ends Should You Choose Low-Volatility Over Regular Index Funds? Status Quo Bias Explained: The Cost of Doing Nothing Should You Invest in a Quality Index Fund Instead of a Regular Index Fund? What If the Indian Rupee Replaced the US Dollar as a Global Currency? Are Equal-Weight Index Funds Better Than Regular Index Funds? Is ULIP a good product for your investments and life insurance? Why Your Retirement Planning Can’t Wait—A Beginner’s Guide Loan Balance Transfer: Should You Switch Your Loan Lender? Why Your P2P Money is Stuck: The Withdrawal Issues Explained How to Avoid Being Laid Off and What to Do If You Can’t? Why Getting Your Property Registered Isn’t Enough: The Supreme Court Just Changed Everything SEBI’s Warning: What Went Wrong at Strata (Everstrat)? The Dark Truth Behind Team Fire 64’s Work-From-Home Promise Stop Over-Diversifying: Why Too Many Mutual Funds Can Hurt Your Returns? 6 free/hidden insurance cover you didn’t know about Should you discontinue your ULIP policy during the lock-in period or surrender it after the lock-in period? What is an e-Insurance Account (eIA)? How to open a new eIA and convert your existing insurance policy to an eIA? Vrid Blog – Personal Finance blog for Indians