Category: Personal Finance 101

• What is Bill Discounting (Invoice Discounting)? When should you invest in alternative investments?

  

  Bill Discounting is an alternative investment. Companies have made it possible for retail investors to invest in it. But is it something you should invest in?

  November 21, 2023

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• Should you discontinue your ULIP policy during the lock-in period or surrender it after the lock-in period?

  

  Should you discontinue your ULIP policy immediately? Or surrender your ULIP policy after the lock-in period ends? Or convert your policy to a paid-up policy?

  November 14, 2023

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• Personal Finance Myth #64

  

  Will is only valid if registered.

  October 14, 2023

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• How much should you spend on your new car? 20/4/10 Rule vs. 50% Rule

  

  Buying your dream car can be a thrilling experience. But how do you determine how much you can spend on it? Fear not, for we have two handy thumb rules to help.

  October 12, 2023

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• A simple guide to writing a Will that cannot be easily challenged in India

  

  A Will is essential for anyone, regardless of wealth. Let’s discuss a step-by-step guide to writing a Will and how to make your Will challenge-proof in India.

  October 10, 2023

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• Personal Finance Myth #63

  

  Only the wealthy need a Will.

  October 7, 2023

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• Why is it important to have a Will? What happens if you don’t have a Will?

  

  Will is rarely discussed in Indian Families but you probably know what a Will is. But do you understand how important it is? What happens if you don’t have one?

  October 3, 2023

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• How much is your LIC agent earning from you? Does he have your best interest in mind?

  

  Have you ever wondered how much the LIC agents earn from the policy they sold you? What’s his qualification? Does he have your best interest in mind?

  September 5, 2023

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• Should you add your credit card on UPI? Is it a smart move for you?

  

  UPI has been a game-changer, making digital transactions a breeze. But what happens when you mix UPI with credit cards? Should you add your credit card on UPI?

  August 31, 2023

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• What is e-RUPI? How does it work? Benefits of using a digital voucher?

  

  When we donate money to someone, we think whether they will use it for the specific purpose they asked for? Let’s find out whether e-RUPI solves this problem.

  August 29, 2023

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