Stay Away From All Credit Cards
Have you heard people advising you to stay away from credit cards straight away?
Well, they are wrong.
Many believe that credit cards lead you into a debt trap. This is true to some extent when you don’t have the financial discipline to stay within your means and pay back dues on time.
But if you make all your payments on time each month, you can enjoy the benefits of credit cards. Like interest-free credit periods, rewards points, discounts and cashback while building a good credit score. Read more about it here.
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